To contact customer support, call Monday through Friday between 7 a.m. You also have the option to pay or return individual checks and payments made using your checking account when your balance is negative. The perk, available through the bank's mobile app, gives you at least 24 hours to bring your account balance to $0 before you're charged overdraft penalties. PNC has a feature for its Spend account to help avoid overdraft fees called Low Cash Mode. PNC received 4.8 out of 5 stars in the Apple store and 4.4 out of 5 stars in the Google Play store. Otherwise, you'll have to open a standard savings account. For example, you can only access high-yield savings options if you live in an eligible market. Your decision to bank with PNC could largely depend on whether you live near a branch. Here are the states with brick-and-mortar locations: PNC Bank has around 2,400 branches across 29 US states and Washington DC. You may have to maintain a $5,000 balance to avoid the $12 monthly service charge. You'll want to be mindful of monthly service fees on the account, though. In certain markets, you can earn up to 1.75% APY on account balances of $1 million or more. The PNC Premiere Money Market Account might be a decent choice depending on where you live. Not sure if this deal is available nationwide or not, but the $400 bonus is as good as it gets from PNC so we will add this to our list of the best bank account bonuses.Read Our Review A looong arrow, pointing right Seems similar to the previous PNC deal, but this time the $400 link should be showing for more people. There is some evidence to suggest that they don’t actually charge this fee, but YMMV. This is charged if you close your account within 180 days. There is an early account termination fee of $25. Qualifying direct deposits of $5,000 or more.Average monthly balance of $5,000 or more.You can get this fee waived if you meet any of the following: Virtual Wallet With Performance Select $25 Monthly Fee ($400 Bonus) All bank account bonuses are treated as income/interest and as such you have to pay taxes on themĪvoiding Fees Virtual Wallet Checking Pro with Spend ($200 Bonus).Please consult your tax adviser regarding your specific situation. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you. Offer may be extended, modified or discontinued at any time and may vary by market. For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account. Trust, Estate and other specialty titled accounts are excluded from this offer. If multiple accounts are opened with the same signers, only one account will be eligible for the premium.
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